Property

Expert property accountants

Tired of complex property tax rules eating into your profits? Struggling to keep up with landlord accounting regulations?

As a dedicated property accountant, we understand the unique financial challenges faced by landlords and property investors. We provide specialised accounting and tax services designed to minimise your tax burden and ensure full compliance.

Our property accounting services start from £250 + VAT per month.

Understanding property accounting challenges

As property accountants, we recognise the unique financial hurdles that landlords and investors face. Managing multiple properties involves intricate record-keeping, from rental income tracking to expense management.

Complex tax regulations, such as Stamp Duty Land Tax and Capital Gains Tax, demand meticulous attention to avoid costly errors. The Non-Resident Landlord Scheme adds another layer of complexity for overseas investors.

Cash flow management is crucial, requiring precise forecasting and budgeting. Structuring property investments for optimal tax efficiency is essential but often challenging. Our expertise lies in solving these challenges.

We provide tailored solutions to streamline your finances, ensuring compliance and maximising profitability. We understand your challenges and offer the clarity and support you need.

Property accountants for landlords and property investors

The success of your property business depends on choosing the right accountant. Generic accounting services often overlook the unique nuances of property investment. 3E’S offers dedicated property accounting services, meaning you get expert support personalised to your unique situation.

Managing property finances effectively is crucial, but it can quickly become complex and time-consuming. That’s where we step in. Our dedicated property accountants simplify these processes, transforming financial confusion into clear, actionable insights.

We see ourselves as more than just accountants; we’re your strategic financial partners in the property market. Whether you’re a first-time buy-to-let investor or managing an extensive portfolio, we provide personalised support as your trusted property investment accountant.

We understand the market dynamics that impact your bottom line and speak your language. Our proactive approach ensures that you’re always informed and compliant with
evolving regulations.

Don't wait to optimise your property finances.

Speak with our accounting specialists today.
Call us at 020 3772 2555

Or reach us by email at info@3esaccountants.co.uk

Scope of our property
accounting services

As your property accountants, we’ll ensure all staff and contractor payments are processed correctly while maintaining full HMRC compliance, saving you time and reducing risks.

We’ll handle all your statutory filings and annual returns, keeping your property company in good legal standing without you needing to worry about deadlines.

Our team will maintain meticulous records of your rental income and expenses, giving you clear visibility of your portfolio’s financial performance.

We’ll ensure your overseas property investments are fully compliant and protect you from potential penalties.

Our specialists will advise you on tax-efficient strategies to grow your portfolio while maximising your returns.

We’ll ensure you claim all allowable expenses and mortgage interest relief to minimise your tax burden legally.

We provide dedicated accounting for property SPVs, ensuring proper financial reporting and tax optimisation.

We’ll structure your property company’s finances to enhance profitability through smart tax planning.

Tax advisory services for
property owners

We’ll identify all available reliefs and exemptions to reduce your SDLT liability when purchasing properties.
Our experts will help minimise CGT through careful planning when you sell investment properties.
We’ll ensure you apply the correct VAT treatment to your property transactions and claims.
We’ll optimise your property company’s tax position to retain more of your hard-earned profits.
We’ll help structure your property assets to protect your wealth for future generations.
We’ll advise you on whether operating as a limited company, SPV, or sole trader best suits your tax position.
We’ll ensure accurate and timely Self Assessment submissions, minimising the risk of penalties and stress.
We help landlords disclose undeclared income and settle tax liabilities, ensuring HMRC compliance for UK and overseas properties.
We’ll develop tailored strategies to minimise your tax liabilities year after year, legally.

Who we work with

We maximise your offsetting expenses against tax, ensuring you keep more rental income by identifying every possible tax break.
We handle the complex accounting needs of professional landlords with extensive property holdings.
We offer specialised accounting services to navigate the unique financial challenges of commercial property management.
We assist with property selection, tenant management, accurate rental accounts, and tax-efficient structures, ensuring you claim all available tax reliefs.
We help you understand and minimise inheritance tax implications, ensuring accurate property valuations and navigating your new assets.
We help investors structure their portfolios for optimal tax efficiency and growth potential.

Our property accounting packages begin at an affordable

£250+ VAT
per month

Get in touch with our expert property accountants now!

Call us at
020 3772 2555
(weekdays, 9 am-5:30 pm)

Or reach us by email: info@3esaccountants.co.uk

Benefits of working with a property accountant

Accurate record-keeping

We ensure meticulous record-keeping, providing you with clear financial insights for informed decisions.

Maximise tax savings

Our property accountants ensure you claim every allowable expense and relief, from mortgage interest to repair costs.

Avoid HMRC penalties

We handle all tax filings and deadlines, keeping you fully compliant with changing regulations.

Optimise business structure

We advise whether operating as a limited company, SPV, or sole trader best suits your tax position.

Grow your portfolio strategically

We provide cash flow forecasting and acquisition advice to scale your investments wisely.

Navigate complex regulations

From HMO licensing to EPC requirements, we keep you compliant with all landlord obligations.

Plan for property disposals

We minimise capital gains tax through reliefs and the strategic timing of sales.

Inheritance guidance

Our inheritance tax planning ensures your property wealth passes efficiently to future generations.

How our property
accountants can help you

Our property accountants at 3E’S provide tangible, measurable benefits that directly contribute to your success as a landlord or property investor.

We act as your financial allies, working proactively to enhance your portfolio’s performance and security. Essential ways we contribute to your success are:

  • Optimised tax efficiency: We leverage our deep knowledge of property tax legislation to ensure every allowable expense and relief is claimed, legally minimising your overall tax liability and boosting your net returns.
  • Assured compliance: Our team guarantees the precise and punctual submission of all required tax returns and company accounts, shielding you from penalties, interest payments, and the anxiety of potential HMRC audits.

  • Enhanced financial clarity: We deliver bespoke financial reports that clearly illustrate your portfolio’s performance, empowering you with the data needed for informed
    strategic decisions.

  • Strategic growth advice: We provide proactive guidance on optimal business structures, financing options, acquisition planning, and long-term investment strategy.

With 3E’S, you gain not just an accountant but a strategic partner committed to your property investment goals.

Property accountants for
buy-to-let landlords

We are specialist property accountants for buy-to-let landlords, and this focus gives us a thorough grasp of their unique financial situations and intricate compliance requirements.

We provide targeted support focused on the areas that matter most to your buy-to-let  investments by:

  • Navigating Section 24: We provide clear explanations and accurate calculations regarding the Mortgage Interest Relief restrictions, ensuring you understand the impact on your tax position.
  • Maximising allowable expenses: We meticulously identify and ensure you claim every single legitimate expense associated with your rental properties – from repairs and maintenance to insurance and letting agent fees.
  • Informed incorporation decisions: We offer partial, data-driven analysis to help you decide if transferring your properties into a limited company (SPV) is the right strategic and tax-efficient move for your circumstances.
  • Proactive Capital Gains Tax (CGT) planning: Our property accountants advise on strategies to minimise CGT liability when you choose to sell your buy-to-let properties, ensuring timely reporting compliance.

Our tailored expertise ensures your buy-to-let portfolio operates with maximum financial efficiency.

Property accountants
for commercial &
residential landlords

Whether your portfolio comprises residential homes or commercial units, our expert property accountants deliver highly relevant and specifically tailored expertise.

We understand that different property types have distinct financial characteristics
and tax implications.

For residential landlords, we focus on:
  • Optimising personal income tax liabilities related to rental income.
  • Ensuring accurate claims for all allowable expenses.
  • Strategic Capital Gains Tax planning, including considerations for Private Residence Relief (PRR) where applicable.
  • Navigating Stamp Duty Land Tax (SDLT) rules effectively during property purchases.
For commercial landlords, our advice covers:
  • Complex VAT issues, including the implications of Making Tax Digital (MTD) for VAT and the Option to Tax.
  • Maximising claims for capital allowances on integral features and fittings within commercial properties.
  • Accurate accounting for service charges and understanding lease structures.
  • Ensuring tax efficiency within corporate structures often used for commercial property ownership.

This customised method guarantees you get the most relevant and efficient advice, tailored to your specific portfolio.

Software for precise property accounting services

We work efficiently across all major platforms, delivering accurate property accountng regardless of your system.

Why choose 3E’s for property accounting services?

We don’t just do the maths; 3E’S provides proactive, trustworthy property accounting support.

See for yourself what our clients’
experiences say!

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Questions we often receive

Absolutely. As a new buy-to-let landlord, navigating allowable expenses is crucial to minimising your tax liability and maximising profitability. We’ll provide a comprehensive breakdown, ensuring you understand and utilise all available deductions. Here’s a glimpse of what we’ll cover:

  • Mortgage interest: While subject to recent changes, some relief remains. We’ll help you calculate and claim this accurately.
  • Insurance: Both building and contents insurance premiums are deductible.
  • Repairs and maintenance: Costs for necessary repairs and maintenance are claimable, but improvements are treated differently.
  • Letting agent fees: Fees for tenant finding and property management
    can be deducted.
  • Legal and professional fees: Costs associated with setting up tenancies are
    also deductible.
  • Service charges and ground rent: These are also allowable expenses.
  • Certain utility costs: Depending on the arrangement, some utility costs may be claimable.

We’ll ensure you understand the nuances and claim every eligible expense, significantly impacting your bottom line.

Managing VAT and business rates for a commercial portfolio requires meticulous attention to detail. We’ll provide a robust strategy to ensure compliance and cost efficiency.

  • VAT management: We’ll handle your VAT returns, ensuring timely and accurate submissions. We’ll also advise on VAT treatment for rental income and associated services, maximising input tax recovery.
  • Business rates optimisation: We’ll conduct thorough reviews to identify potential overpayments and explore reduction opportunities. This includes challenging rateable values and applying for relevant reliefs. We’ll also keep you updated on legislative changes that could affect your rates.

By proactively managing these areas, we’ll minimise your financial burden and enhance your portfolio’s profitability.

Incorporating your property business can offer significant tax advantages, but the optimal structure depends on your specific circumstances. We’ll conduct a detailed analysis to guide you:

  • Current situation analysis: We’ll evaluate your income, expenses, and long-term goals.
  • Structure comparison: We’ll discuss the pros and cons of limited companies, partnerships, and trusts, considering corporation tax rates, administrative burdens, and potential liabilities.
  • Tax implications: We will examine the tax consequences, specifically concerning Capital Gains Tax, Inheritance Tax, and Stamp Duty Land Tax.
  • Personalised recommendation: We’ll provide a tailored recommendation for the most suitable structure to achieve your objectives while optimising tax efficiency and reducing potential risks.

Our goal is to provide a clear and informed decision-making process.

Navigating UK tax regulations as a non-resident landlord can be complex, but we’ll simplify the process for you.

  • NRL Scheme compliance: We’ll handle all aspects of the Non-Resident Landlord Scheme, including registration and form completion.
  • Tax return submissions: We’ll ensure accurate and timely tax return submissions.
  • Tax liability advice: We’ll advise on rental income taxation and potential Capital Gains Tax.

We’ll minimise the risk of penalties by ensuring you remain fully compliant, so you can have peace of mind.

Inheriting property brings unique tax considerations, and we’re here to provide expert guidance.

  • Inheritance tax guidance: We’ll help you understand the implications and ensure accurate property valuations.
  • Capital gains tax advice: If you’re thinking of selling, we can provide guidance on any potential Capital Gains Tax liabilities.
  • Estate planning strategies: We’ll help you develop strategies to minimise future tax liabilities.

We’ll help you navigate your newfound assets with clarity and confidence.

Managing multiple properties requires a robust accounting system, and we’ll implement tailored solutions:

  • Streamlined accounting systems: We’ll set up efficient systems using industry-leading software.
  • Regular financial reports: We’ll provide profit and loss statements, balance sheets, and cash flow forecasts.
  • Bank reconciliation: We’ll ensure accurate reconciliation and compliance.

Our systems will provide clear financial insights, enabling informed decision-making.

Selling property can trigger Capital Gains Tax, and we’ll help you minimise your liability:

  • Base cost calculation: We’ll accurately calculate the property’s base cost.
  • Deduction identification: We’ll identify all allowable deductions.
  • Relief exploration: We’ll explore available reliefs to minimise your tax burden.
  • Timing advice: We’ll advise on the optimal timing for the sale.

Our proactive approach will help you optimise your tax position.

We provide comprehensive ongoing support to ensure your property tax planning is effective:

  • Proactive tax law updates: We’ll keep you informed about changes in legislation.
  • Regular financial reviews: We’ll conduct periodic reviews to identify opportunities.
  • Tailored tax plans: We’ll develop personalised plans to maximise returns.
  • Ongoing advice: We’ll provide continuous support to address your evolving needs.

Our goal is to be your trusted partner in long-term financial success.

Our awards

Womens Silver Winner award
our-awards
Global awards 2019 ACQ5
Innovation and excellence awards
FSB small business awards

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